Health Insurance · Made Human

making insurance simple
& stress free.

— a promise, not a pitch
Sarah Burch
Sarah B.
Licensed
Advisor
Sarah Burch LICENSED · NATIONWIDE
NATIONWIDE PPO LOW-$0 DEDUCTIBLE TAX BENEFITS FOR 1099 NO STRESS, EVER HUMAN ADVISORS SAME-DAY QUOTES NATIONWIDE PPO LOW-$0 DEDUCTIBLE TAX BENEFITS FOR 1099 NO STRESS, EVER HUMAN ADVISORS SAME-DAY QUOTES
Who we serve

Coverage that actually fits your life.

Whether you're a family of five, a freelance designer, or running a crew of twenty — we build your plan around how you actually live and work. Not the other way around.

01 / Plans for

Individuals

Just you? Great. We'll find coverage that matches your life — not a template.

02 / Plans for

Families

Kids, parents, chaos. We handle the paperwork so you can handle everything else.

03 / Plans for

Self-Employed / 1099

Big tax benefits. Nationwide PPOs. Built for the freelance life.

04 / Plans for

Small Businesses

Take care of your team. Group plans that scale with your payroll — not against it.

Three reasons our clients never switch back to the old way.

✦ 01

Nationwide PPO.

Travel, move, visit family — your coverage travels with you. No tiny networks. No roadblocks at the front desk.

✦ 02

Low or $0 deductible.

Care when you need it — without writing a five-figure check first. Plans that work before you're already sick.

✦ 03

Tax benefits for 1099.

Self-employed? Your premiums may be fully deductible. We'll show you how to claim every dollar you've earned.

"
Would you benefit from lower rates, better coverage, and a real peace of mind?
— A QUESTION WORTH ANSWERING
↓ Say hi ↓

Talk to a real human
who actually gets it.

(that human is Sarah, by the way)
858 · 357 · 5547 CALL OR TEXT
sarahburchadvisor@gmail.com WE REPLY WITHIN HOURS
About · Est. Tampa Bay

Hi, I'm Sarah. Let's skip the jargon.

I started Burchcare because I watched too many people — good people — sign up for plans they didn't understand, from someone they'd never meet again. That's not insurance. That's gambling.

Sarah Burch
sarah, on a good day

Insurance shouldn't feel like a trap.

For years, I worked inside the health insurance industry and saw the same story on repeat: complicated paperwork, hidden fine print, and advisors who disappeared the second a commission cleared. People ended up with plans that didn't cover what they needed, or paid double what they should.

So I built something different. Burchcare is a nationwide health insurance practice that treats your coverage like what it actually is — a safety net for the life you've built. Nothing more, nothing less.

Human-first. Nationwide reach.

I specialize in nationwide PPO plans for individuals, families, self-employed / 1099 workers, and small businesses. My plans skip the narrow-network games and focus on the things that actually matter: low or $0 deductibles, access to the doctors you already like, and tax savings built specifically for freelancers.

We'll start with a quick phone call so I can gather some basic information and hear your current situation. From there, I'll walk you through every option like you're family, and you'll leave with a plan you actually understand. No pressure. No upsells. No vanishing act.

You'll never wonder who your agent is.

Call, text, or email — I pick up. For the entire year. I'm not a 1-800 number or a login portal. I'm the person who sold you the plan and the same person who'll help you fight a claim, switch tiers during open enrollment, or add a new baby to your policy.

That's what Burchcare is. Making insurance simple & stress free — one family, one freelancer, one small business at a time.

What we actually stand for.

Four non-negotiables. We don't bend on these — not for a bigger commission, not for a faster close, not for anything.

— 01

Plain English, always.

If you need a dictionary to understand your benefits, we've failed you.

— 02

Honest math.

We show you the real yearly cost — premium, deductible, out-of-pocket max. No surprises.

— 03

One point of contact.

You'll always talk to Sarah. Not a rotating call center. Not a chat bot.

— 04

Zero-pressure, ever.

If it's not right for you, we'll tell you. Even if it costs us the sale.

33

states covered through nationwide PPO networks

$0

deductible plans available for qualifying clients

1:1

advisor relationship. Always. Not a call center.

The Process · Start to finish

here's exactly
what happens next.

No mystery steps. No "we'll be in touch." Four clear moments from the minute you reach out to the minute you're covered — and every year after.

01
You reach out — any way you like.

Call, text, email, or the little form on this site. I read every message personally. There's no intake bot, no auto-responder, no "a representative will contact you within 3-5 business days."

I'll ask a couple of quick questions about your situation — are you 1099 or W-2? Family of how many? Any doctors you want to keep? — and we'll schedule a real conversation.

Takes ~2 minutes
02
We sit down together.

A quick phone call so I can gather some basic information and hear your current situation — what's working, what's costing you too much, and what your actual healthcare year looks like.

This is your conversation. No script. No slide deck. Ask me anything, including the dumb questions. Those are usually the most important ones.

20–30 minutes
03
I pull real quotes — side by side.

Within 24-48 hours, you get a custom comparison: 2-3 plans that actually match your life, with real numbers — monthly premium, deductible, out-of-pocket max, drug coverage, and a plain-English breakdown of what you'd pay in a good year and a rough year.

If I don't think any of them are right for you, I'll tell you that too. Saving you money sometimes means telling you to stay put.

24–48 hours after our call
04
You enroll. Then I stick around.

When you're ready, enrollment takes about 15 minutes. I handle the paperwork with the carrier. You get your ID cards, your login, and my direct number in case anything comes up.

After that? I'm your advisor for the life of the plan. Questions about a claim? Call me. Baby on the way? Call me. Considering a switch during open enrollment? You know what to do.

15 minutes. Then a lifetime.

Questions, answered.

The stuff people ask me every single week.

Is there a cost to work with you?

Nope. Health insurance advisors like me are paid directly by the carrier when you enroll — your premium is identical whether you sign up with me or anywhere else. You get a real human advocate at no extra cost.

Can you cover me if I travel or move states?

Yes — that's kind of the whole point of a nationwide PPO. Your network moves with you. I'm licensed in 33 states across the US, so whether you're visiting family in Oregon or relocating for work, your plan travels.

I'm 1099 / self-employed. What tax benefits are we talking about?

Self-employed individuals can often deduct 100% of their health insurance premiums as a business expense. Depending on your income and plan, this can save you thousands per year. I'll walk through the specifics on our call and make sure you're structured to capture every dollar.

What if I already have insurance through the marketplace?

Great — let's look at it. Sometimes marketplace plans are the right call. Sometimes a private PPO saves you money and opens up a bigger network. I'll show you the real math, side by side, and let you decide.

How fast can I actually get covered?

Most clients are fully enrolled within 48-72 hours of our initial call, and coverage typically starts the 1st of the following month. If you have a qualifying life event (new baby, marriage, job change), we can often move faster.

What about my small business team?

I build plans for each individual employee — so it's not "one-size-fits-all" coverage, and there are no strict group minimums. Every person on your team gets a plan tailored to their life, their family, and their budget. We'll figure out what works for everyone, together.

Our commitment

The Burchcare promise.

— signed, me
No robo-calls, ever.You'll only hear from me. Your phone number is yours.
Quotes within 48 hours.Tailored to your actual life, not a generic template.
Plain-English explanations.Every benefit. Every fine-print line that actually matters.
A real person, year-round.Not just at enrollment. Every month you're covered.